Thoughts, Opinions, Experiences, Fun and More. We live in a subdivision named Pine Lake on the outskirts of the small town of Arab, Alabama. The pictured view of Pine Lake is from the end of the lake opposite our house. This site is designed for use by Jack and Barbara Phillips plus family and friends. However, some content may be of interest to others. There are many links to frequently used web sites, which makes for easy reference from any location.

MANAGING YOUR UTILITY PAYMENTS HAS NEVER BEEN EASIER. We help make your utility software better by giving your customers payment options and you real-time reporting. Payment Reminders, Cut-Off Notifications, Outage Alerts, Boil Water Notices. ACH payments are a cheaper alternative to credit card payments. Customers can securely login, see account information, and view their current balance. All major credit cards and e-checks are accepted. I have used other credit services in the past, yet have never rec.